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  1. #1
    Member 38 Rep Points spdkills83's Avatar
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    Cost of track day insurance?

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    I have found an event I want to attend for my first ever track day, and it suggested that I purchase track day insurance for this event. My question is, what should I expect to pay for a single events worth of insurance?

    Having never done this before, I did not expect it to be something that even existed. I just kind of figured, if you were out there tracking your car, and you ate it, then it was on you haha.

    Any thoughts are appreciated.
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  2. #2
    Member 64 Rep Points kevinatfms's Avatar
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    Hagerty was my go-to for a long time. They use RLI as their underwriter so you have great rates. RLI is one of the largest track day insurers in the country. Average cost of running my old Mustang was $250 for a $20,000 agreed value.

    Make sure to either get an appraiser to come out or list the modifications and have a value for each. If not, they will cover the car only and no modifications. Be very specific. It may cost more but it will be worth it "in the event of" situations.
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  3. #3
    Member 153 Rep Points Fiesta ST of the Month Winner Butterybunz's Avatar
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    It's around $150 per track day with a 10% deductible.
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    Member 238 Rep Points Woods247's Avatar
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    Me too. I pay around $150 with 10% from Lockton per track event.

  5. #5
    Member 38 Rep Points spdkills83's Avatar
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    Good deal thanks for the help guys.
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