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  1. #31
    Senior Member 258 Rep Points me32's Avatar
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    Quote Originally Posted by Kalter View Post
    I don't think a lot of people are going to MISS those cars, so much as Ford is going to feel it when people go back to cars.

    The average consumer will go to another brand. Buy a car there. 4-5 years later, they go back there to buy a SUV. Wait. They never went to Ford in that equation.

    Sure they say the majority of the market wants SUV, but the majority is 50%+1, what about the other half? This is what they are losing. They are losing low margin sales right now and they are losing high margin sales in the future because people won't be coming back.

    I don't see any reason for me to buy a SUV. My girlfriend has one as the big car, but we don't need two big cars. an EcoSport still uses more gas than a Fiesta and probably than a Focus too, so what's the point? There's a bunch of people that are the same way.

    I'm not discrediting the fact that more SUVs are sold, simply the decision to completely abandon that market is VERY short sighted.
    Very well put. When you lose a customer its hard to get them back. Ask GM. They will tell you. They burned alot of customers and most never came backm they went to Toyota or Honda
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  2. #32
    Member 179 Rep Points zanethan's Avatar
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    Quote Originally Posted by me32 View Post
    Yes they are going to miss them. The dealers i have talk with are worried about loss of sales in volume. Not everyone can afford a 50k truck or suv
    Sure they can! With a small 5% down payment and 120 month loan any vehicle can be yours!

  3. #33
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    Quote Originally Posted by zanethan View Post
    Sure they can! With a small 5% down payment and 120 month loan any vehicle can be yours!
    That’s an accurate statement. What’s gonna happen when the average Joe comes in making 45k a year and is forced into a entry level SUV at $40k a year, tax and title, he’s $45k deep in the car, $375/mo without extended warranties, and by the time it’s paid off, he’s got 225k miles on it, time to trade in for another! They will finance again, 0%@120 months lol

  4. #34
    Member 179 Rep Points zanethan's Avatar
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    FORD: Americas Dumbest company?

    Quote Originally Posted by Jerickson88 View Post
    That’s an accurate statement. What’s gonna happen when the average Joe comes in making 45k a year and is forced into a entry level SUV at $40k a year, tax and title, he’s $45k deep in the car, $375/mo without extended warranties, and by the time it’s paid off, he’s got 225k miles on it, time to trade in for another! They will finance again, 0%@120 months lol
    And thus the cycle of excess capitalism continues!

  5. #35
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    Here's a good idea. Just change the name from Ford to Lincoln! EDIT: /sarcasm

    Quote Originally Posted by Jerickson88 View Post
    That’s an accurate statement. What’s gonna happen when the average Joe comes in making 45k a year and is forced into a entry level SUV at $40k a year, tax and title, he’s $45k deep in the car, $375/mo without extended warranties, and by the time it’s paid off, he’s got 225k miles on it, time to trade in for another! They will finance again, 0%@120 months lol
    A potential problem with extended loans on a rapidly depreciating asset is the abandon rate will probably skyrocket at some point. With such a slow pay-off, versus a rapidly depreciating product, the loan company could be upside-down on the vehicle for far longer than they're comfortable with. People die. People get sick. Engines get killed. Interiors get trashed. Transmissions die. Vehicles get wrecked/totaled. Could be wrong, but that's what I'd suspect.

    Not including insurance, fees, taxes, charges, interest...
    $50,000 / 120 months = $417 per month
    $40,000 / 120 months = $334 per month
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  6. #36
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    Quote Originally Posted by Intuit View Post
    Here's a good idea. Just change the name from Ford to Lincoln! EDIT: /sarcasm



    A potential problem with extended loans on a rapidly depreciating asset is the abandon rate will probably skyrocket at some point. With such a slow pay-off, versus a rapidly depreciating product, the loan company could be upside-down on the vehicle for far longer than they're comfortable with. People die. Engines get killed. Interiors get trashed. Transmissions die. Vehicles get wrecked/totaled. Could be wrong, but that's what I'd suspect.

    Not including insurance, fees, taxes, charges, interest...
    $50,000 / 120 months = $417 per month
    $40,000 / 120 months = $334 per month
    Oh I totally agree. I’ll probably have 110k on my fiesta when it’s paid off plenty of life left!

  7. #37
    Senior Member 258 Rep Points me32's Avatar
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    Quote Originally Posted by Intuit View Post
    Here's a good idea. Just change the name from Ford to Lincoln! EDIT: /sarcasm



    A potential problem with extended loans on a rapidly depreciating asset is the abandon rate will probably skyrocket at some point. With such a slow pay-off, versus a rapidly depreciating product, the loan company could be upside-down on the vehicle for far longer than they're comfortable with. People die. People get sick. Engines get killed. Interiors get trashed. Transmissions die. Vehicles get wrecked/totaled. Could be wrong, but that's what I'd suspect.

    Not including insurance, fees, taxes, charges, interest...
    $50,000 / 120 months = $417 per month
    $40,000 / 120 months = $334 per month
    Thats assuming you actually get 0%. More than likely with rates going up the average rates with good/great credit will be 3.99% and those that arent so hot will be 7.99% +
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  8. #38
    Member 96 Rep Points Sessantacinque's Avatar
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    Quote Originally Posted by Ford ST View Post
    Honestly it doesn't matter anymore, I will simply buy somewhere else in the future. Goodbye Ford you will not see any money from me. I will not own a SUV. I cannot afford one of your trucks new, without Financial harm. Oh also your advertisement sucks it's almost as bad as Chevy, well it might be just as bad. I am disgusted by the SUV crowd boring lifeless sheep is all they are.

    Sent from my LG-LS997 using Tapatalk
    Totally agree with U...In my country, buy a SUV, means buy something to override who has a little or medium car.....they can be seen in our highways, drive to Warp3..(perhaps they put some Dilithium in the fuel tank..) even when a speed limit says 90....And at School?..i saw Suv parked even on a flowerbed and in a third row...even in a fourth one..they completely don't care about it...
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  9. #39
    Senior Member 1225 Rep Points M-Sport fan's Avatar
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    WHO gives 10 YEAR loan terms?!?!?

    (Or was that used just for hyperbole/'emphasis' sake?)
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  10. #40
    Senior Member 258 Rep Points me32's Avatar
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    Quote Originally Posted by M-Sport fan View Post
    WHO gives 10 YEAR loan terms?!?!?

    (Or was that used just for hyperbole/'emphasis' sake?)
    You can already get an 8ry loan. With vehicles that cost 80-100k i could see 10yr loans comming
    2008 Shelby GT500
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