This is confusing me - do you mean you get chatter when idling in neutral and the clutch pedal fully pressed down or with the pedal up? "Depressed" means "pressed down," because English is a hot mess.
In any case, it sounds like you've got a bearing that is on its way out and causing the chattering at idle and the whine when under load. It could also be gear noise from low fluid level. Check your trans fluid level and see if your axle seals are leaking, which would be the most likely cause of a low fluid level.
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