While i'm at it, I should mention that you can also get a rider to bring the deductible on your glass coverage back down to a reasonable level.
This may be different in the north country, but down here in the states, it depends on the
individual state's insurance laws with regards to the above.
When I lived in Joyzee, the companies were allowed to write a ZERO glass deductible rider INDEPENDENT OF your overall comprehensive deductible.
Now here in Pennsyltuckey, a separate glass deductible is NOT allowed, and must be part of whatever your comprehensive deductible is for the policy, and, from what I've researched, a zero deductible comprehensive policy cannot be written in this illustrious state (/s), but I could be wrong on this, since it could be by individual insurance company policy.
