The MP215 does NOT have to be installed by a dealer.........Any ASE certified mechanic is all that is required. And both the parts and labor can be financed on a new one but they would not discount the parts or labor, wanted three hours labor to install. Took ASE guy less than 1 hour. I went with buying the MP215 from a dealer that discounts Ford Performance parts and an ASE mechanic.....no hassles from Ford adding it to warranty.